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保留財產：欠債人在債務重組期間，能夠保留財產，包括房地產和銀行帳戶，有助於保持經濟穩定。Your insolvency practitioner - a qualified attorney or accountant, will suggest you on what payments for making. You should only agree to payments you believe you can afford.除了銀行會有債務舒緩部之外，